Don't miss out on your refund!

Using an insurance agent can make it easier to find the right level of protection at an affordable rate, so you don’t have to do all the work yourself. For instance, we provide fast and free quotes on insurance plans through our partner company, giving you more time to enjoy your vehicles or your prized possessions without worrying about whether or not you’re covered in case something happens to them. Just fill out this simple form with some information about your needs, then sit back and relax while we do the rest.

Introduction

There are a few eligibility requirements that need to be met in order to qualify for a Clement Motor Vehicle Protection Plan. First, you must own or lease the vehicle. Second, your vehicle cannot have been purchased less than six months ago. Third, your vehicle cannot be more than 10 years old. Fourth, you must live in the United States and Canada (excluding Quebec). Fifth, your vehicle needs to have an odometer reading of less than 300,000 miles (507,500 kilometers) at the time of purchase or lease. Sixth and finally - and this is where it gets tricky - you must have a good credit score with a FICO score of 700 or higher at the time that you purchase or lease your new car. The refund is $400 per eligible car, motorcycle or RV and $80 per historical vehicle. If you think you might be eligible but are unsure — or if there has been a lapse in coverage on your previous policy — please call 1-800-622-6937 as soon as possible. Our representatives are available Monday through Friday from 9 am to 6 pm EST. We hope that you will choose us to protect your hard-earned possessions!

What is the government's historical vehicle rebate?

The government is offering a rebate for anyone who has been driving since 1949. The refund is $400 per eligible car, motorcycle or RV and $80 per historical vehicle. If you think you might be eligible but are unsure — or if you have any questions about the rebate — please contact our office as soon as possible. We're here to help. We'll go over your options with you and figure out what's best for your situation. And we always offer free quotes so you can get an idea of how much it would cost to insure your prized possessions. The refund is $400 per eligible car, motorcycle or RV and $80 per historical vehicle. If you think you might be eligible but are unsure — or if you have any questions about the rebate — please contact our office as soon as possible. We're here to help. We'll go over your options with you and figure out what's best for your situation. And we always offer free quotes so you can get an idea of how much it would cost to insure your prized possessions. For example, say you have a 1957 Chevy Impala with one hundred thousand miles on it that needs a new set of tires and brakes. Clement Insurance offers discounts up to 15% for preventive maintenance in advance. That means by doing some simple maintenance now, you could save yourself thousands in the future! It doesn't take long, either - just sign up for their service plan before getting your tires rotated or brakes done and Clement will automatically keep track of when your next preventative maintenance check should be! And no need to worry if something happens in between - they'll send reminders by text or email telling you when it's time for another checkup!

How do I know if I'm eligible?

Not sure if you're eligible for a refund? We've compiled a few things to help you answer that question. 

 The refund is $400 per eligible car, motorcycle or RV and $80 per historical vehicle. If you think you might be eligible but are unsure — or if your vehicle was manufactured before 1989, it's worth checking your VIN number at the National Highway Traffic Safety Administration's website. How much are you owed? Use our handy calculator to find out! Eligibility varies based on the type of vehicle and when it was manufactured. The best way to know for sure is to fill out our online form, which will ask questions about your vehicle and then generate an estimate of what your refund may be.

What kind of vehicles are eligible?

Cars, motorcycles, and RVs are all eligible vehicles to be insured under Clement's The Proud People program. So what exactly is a historical vehicle? Basically anything that is more than 25 years old, but still in operable condition with less than 75,000 miles on the odometer. But if you think you might be eligible but are unsure — or if you're not sure which type of vehicle you have — contact us today and we'll help answer any questions you may have about your eligibility. The refund is $400 per eligible car, motorcycle or RV and $80 per historical vehicle. If you think you might be eligible but are unsure — or if you're not sure which type of vehicle you have — contact us today and we'll help answer any questions you may have about your eligibility.

How much is the refund?

The refund is $400 per eligible car, motorcycle or RV and $80 per historical vehicle. If you think you might be eligible but are unsure — or if you don't know if your vehicle qualifies — give us a call today. We're happy to help. For more information about the program, contact the MVA by email at MD.IRP@mva.maryland.gov or by phone at 1-888-MDMVA4YOU (1-888-636-7496). What can I do? This special rebate is only available through December 31, 2018. Visit  for a list of vehicles that qualify for the refund and see if you're eligible. Don't miss out on this opportunity! Contact Clement Insurance in  today to find out how much of a refund you may be entitled to receive. You have until December 31st to file an application with Maryland's Internal Revenue Service. Don't wait!

How do I apply?

Simply fill out the form on our website and submit your request for a quote. We will send you a proposal, after which you can either decide to accept or decline the offer. If you've submitted an application for coverage, there are three different ways in which we will notify you of your decision:

1) You'll receive an email confirmation with your policy information; 

2) You'll receive a message to your phone with the same information; 2) You'll see the notification on our website when you log into My Account. 

3) You'll get a letter delivered to your house, if that's what you selected during the application process.

You don't have anything to worry about! If we cannot provide coverage for any reason, we will reach out via any one of those methods as soon as possible. Fill Out The Form On Our Website To Get Started!

Conclusion

Thankfully, the insurance process is not as intimidating as it may seem. Keep in mind that there are a number of providers that offer quality coverage without charging ridiculous prices. The key is to do your research and find an insurance company that meets your needs. It's worth taking some time to get the best possible deal for you and your wallet. The more research you put into finding the right policy, the less likely you will be burdened by costs later on. In today's fast-paced world, you never know when an emergency might happen — make sure you're ready! Maintaining an active lifestyle can have many benefits, but at what cost? Injury is all too common in this day and age, with incidences such as skiing accidents or running injuries just waiting to happen.

While traumatic events such as being injured while working out should be covered by Worker’s Compensation Insurance, any incident that occurs outside of work should also be taken care of. Having a personal injury lawyer who specializes in sports injuries will allow you to receive maximum compensation for injuries sustained due to unforeseen circumstances.